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Ms. Anita is from the municipality of El Sauce and works in the capacity of professor in which she has many years of experience. With this activity she has been able to acquire appliances for her home and make gradual improvements to her living quarters.

As a responsible mother to her daughters she tries to give them her best, in terms of affection and wellbeing at home with all the appropriate facilities.

She has been working with Ceprodel for two years where she has been given six loans for purchasing appliances in order to improve her living quarters and pay university costs for her daughter. So she is grateful to this institution since, thanks to it, she has what today is her humble home with the necessary furnishings, and without which she would not have been able to acquire it since with her low salary and costs she has just enough to cover household essentials which is the main thing.

One of her greatest dreams is to have her daughter educated to be a professional so she may be a good doctor in the future, and so she is seeking money to cover all the costs of the University so that there may be no obstacle in the future to her daughter finishing her studies.
View original language description ↓
La señora Anita es originaria del municipio de El Sauce, labora como profesora donde tiene muchos años de experiencia en este oficio, actividad que le ha permitido adquirir electrodomésticos para el hogar e ir mejorando su vivienda poco a poco.
Como madre responsable de sus hijas trata de darles lo mejor de sí en cariño y bienestar en el hogar con todas sus condiciones adecuadas.
Tiene dos años de trabajar con ceprodel donde le han otorgado seis créditos para comprar electrodomésticos, para mejora de vivienda y para pagar la universidad de su hija, razón por la cual agradece a esta Institución ya que gracias a ella tiene lo que hoy es su humilde hogar con el mobiliario necesario y que sin ello no hubiera podido adquirir esto porque con su bajo salario con costo alcanza para la canasta básica que es lo principal en un hogar.
Uno de sus mayores sueños es preparar a su hija como profesional para que sea un buen médico en el futuro por lo cual está solicitando para pagar todos los gastos universitarios y no tener ningún obstáculo en el futuro para que su hija culmine su carrera.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Anita to cover costs of attending University for her daughter.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 7, 2012
Currency Exchange Loss:
Dec 21, 2013