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This is 27-year-old Miniru. He is married and has 2 children aged 3 and 6 years. He has one additional dependent, who lives with him to help a younger brother with his education. In 2007, Miniru established his provision and drinks business. He began his business after dropping out from school, to enable him to be independent. Working 7 days a week and 11 hours a day, he earns about 1,000,000 SLL every month from this business. He would like a loan in the amount of 4,500,000 SLL. Miniru has already received and successfully repaid 2 loans, and now requires a new loan in order to add to his stock. He hopes that this loan will enable him to increase his monthly profits by approximately 300,000 SLL. In the future, Miniru plans to move his business from a kiosk to a concrete shop. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,405.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Miniru to pay for provisions and drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 6, 2012
Currency Exchange Loss:
Dec 15, 2012