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This is 46-year-old Eddie. He is married and has four children aged 21, 18, 15 and 7 years. He has two additional dependents, who live with him to help with the household chores. In 1995, Eddie established his bags, umbrellas and T-shirts business. The business started out of the need to be self-reliant.

Working 7 days a week and 12 hours a day, he earns about 1,442,000 SLL every month from this business. He would like a loan in the amount of 5,000,000 SLL. Eddie has already received and successfully repaid three loans, and now he requires a new loan in order to increase his stock and expand his business. He hopes that this loan will enable him to increase his monthly profits by approximately 350,000 SLL. In the future, Eddie plans to develop a new shop he has acquired. He says, "The loan will help in increasing my stock." He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,405.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Eddie to pay for bags, umbrellas and T-shirts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 6, 2012
Currency Exchange Loss:
Dec 15, 2012