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María Luisa
María Luisa, 61, lives with her life companion and their daughter. She sells a variety of food: snacks, turnovers, little cakes and manioc, among others. She’s been selling for several years and has attained valuable experience that allows her to have many more customers every day because they all know that what she produces is top quality, she sells at really accessible prices and besides the service is excellent.

María is an enterprising person who is always ready to take advantage of all opportunities that present themselves. She wants to see her business grow and for that needs to invest in raw materials that will allow her to produce food and snacks which is why she’s asked INTEGRAL for a loan to buy corn, beans, vegetables, meat, bananas, milk, etc.

María Luisa has many good payment references and she’s also very responsible; she’s sure that she’ll be able to repay the loan in the established time frame while at the same time providing her family with better quality of life.
View original language description ↓
María Luisa de sesenta y uno años de edad vive junto a su compañero de vida y su hija; ella posee una venta de comida, en variedad, antojitos empanadas, pastelitos, yuca entre otros, tiene varios años de dedicarse a vender y se ha hecho de experiencia muy valiosa que le permite cada día tener muchos más clientes, pues todos saben que lo que produce es de primera calidad y lo vende a precios realmente accesibles además el servicio es excelente; María es una mujer emprendedora siempre dispuesta a aprovechar todas las oportunidades que se le presenten, quiere ver crecer el negocio y para eso necesita invertir en materia prima que le permita aumentar la producción de comida y antojitos, es así como se decidió a solicitarle a INTEGRAL un crédito que le permita comprar maíz, frijol, verduras, carne, plátanos, leche, etc. María Luisa tiene muy buenas referencias de pago además es muy responsable está segura que podrá saldar el financiamiento en el tiempo establecido y a la vez ofrecerle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 465
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped María Luisa to buy corn, beans, vegetables, meat, bananas and milk.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 14, 2012
Jul 2, 2012
Currency Exchange Loss:
Aug 18, 2013