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Julio Alfonso
Julio Alfonso is a very well-known person where he lives for being very responsible and hardworking. He grows corn and beans on small parcels of land; he also has a few heads of cattle but agriculture is his main activity.

Julio, his wife and children work together tilling the soil, planting and caring for the crops that they subsequently sell. Hoping to make his business grow and to increase his customer base and thus his sales, Julio is asking INTEGRAL for a loan with the enormous wish to buy larger amounts of seeds to plant as well as to buy some storage bins to keep the grains fresh; he will also buy pesticide.

Julio wants to do his work as soon as possible so that he can keep his customers satisfied so that they will return once again to buy his products which is very positive for his business’ growth and for his family’s economy.
View original language description ↓
Julio Alfonso, es una persona muy conocida en su lugar de residencia por ser muy responsable y trabajador, el se dedica a la siembra de maíz y frijoles, lo que realiza en unas pequeñas parcelas, así mismo posee un pequeño ganado, siendo la agricultura la actividad principal. Julio junto a su esposa e hijos realiza la actividad de arar la tierra, sembrar y cuidar de los cultivos, que posteriormente comercializan. Con la aspiración de hacer crecer su negocio y aumentar la cantidad de clientes y así mismo sus ventas, Julio solicita un préstamo a INTEGRAL, esto con el enorme deseo de comprar mayor cantidad de semillas para sembrar, así mismo para adquirir algunos compartimientos para conservar los granos frescos, y también para comprar pesticidas. Julio desea realizar lo mejor posible su trabajo, ya que de esta forma podrá contar con clientes satisfechos que regresarán nuevamente a comprar sus productos lo que es muy positivo para el crecimiento de su negocio y la economía de su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 715
    View loans »
    El Salvador Loans Fundraising
  • $29,637,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $800 helped Julio Alfonso to buy seeds to plant.
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 14, 2012
Jul 2, 2012
Currency Exchange Loss:
Aug 1, 2012