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Teresita Del Pilar
Teresita is a 44 year old, divorced woman. She lives with her three children in the Chillogallo parish, which is located to the extreme south of the city of Quito, the capital of Ecuador. The sector where she lives is known for its great formal and informal commercial movement. Teresita was born in the Chimborazo province, but she migrated to the capital like so many others looking for a better socioeconomic condition.

Teresita has suffered two events in her life that have marked her. The first was the separation from her husband. Then she had an illness that she did overcome, thanks to natural products. From then on she decided to sell natural products.

She does her business from her home, and she goes door to door to her customers. She has her own clientele established. Her business has been up and running for five years. Now she wants to increase her stock of products. She says that with a variety she would be able to improve her income. Her products that sell the most contribute to people slenderizing and increasing their energy. Therefore, her investment will focus on this segment.

Supporting a household alone is not easy work. She struggles to get her children ahead so that they will have a better future. She dreams of having her own house in order to live more comfortably and to have a family inheritance.
View original language description ↓
Teresita es una mujer de 44 años divorciada y vive con sus 3 hijos en la parroquia de "Chillogallo" ubicada al extremo sur de la ciudad de Quito la capital del Ecuador. El sector donde reside es conocido por su gran movimiento de comercio formal e informal. Teresita nació en la provincia de Chimborazo sin embargo migró a la capital como tantos provincianos en búsqueda de una mejor condición socioeconómica.

Teresita ha sufrido dos eventos en su vida que le han marcado, el primero fue la separación de su esposo y luego una enfermedad la cual la superó gracias a productos de origen natural y desde ahí ella se dedica a venderlos. Su negocio lo realiza desde casa y va recorriendo de puerta en puerta a sus clientes. Tiene ya su propia clientela constituida y es que su negocio ya va en funcionamiento 5 años y hoy ella quiere ampliar su stock de productos ya que nos comenta que con variedad ella podría tener mejores ingresos. Los productos que contribuyen al adelgazamiento de las personas y a aumentar la vitalidad son los más vendidos y por ello su inversión iría enfocada a este segmento.

Sustentar sola su hogar no es una tarea fácil, ella lucha por sacar adelante a sus hijos y que ellos puedan tener un mejor futuro, sueña con tener una casa propia para vivir más cómodamente y tener un patrimonio familiar.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Teresita Del Pilar to buy natural products to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 28, 2012
Jun 13, 2012
Currency Exchange Loss:
May 17, 2013