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Fatmir is forty-nine-year-old, married to his wife who was born legally blind in both eyes. Together they have four children, with the youngest one being fourteen years old and in school. Both of them have been in the livestock business for over twenty years with the husband being more involved in it. They sell milk to dairy farmers who pick up the milk very early in the day. There is a demand for the milk in the region. They are requesting a loan for the first time to add one more cow to their herd. This will help them sell more milk and generate more money.

With the profit, they will be able to afford sending their daughter to secondary school this coming September. Responsibility is one of Fatmir's main character traits and he is confident that he will repay the loan in full without delay.

Fatmir is grateful to the VisionFund Albania and KIVA for the opportunity he’s been granted, because this loan will be a great help to his family.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 15
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 111.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Fatmir to purchase a cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 6, 2012
Currency Exchange Loss:
Sep 17, 2013