Check out some available loans that are similar to this one!
El Trebol Group
In this Group: Luz Olinda, Maria Tereza, Vilma Rebeca, Hilda Esperanza, Laura
This group of women strives to move forward each day with great enthusiasm and dedication. There are five members that make up the Communal Bank “El Trebol”. They have the arduous task of working in their businesses in order to improve the quality of life for their families.

Such is the case with Sra. Luz, a 56-year-old mother of three children. One child is still under her care and reliant on her for education, food, and clothing. Sra. Luz sells newspapers each day. With the income from her business, she was able to move her family forward and purchase a piece of land. Later on, she will add a second floor with three rooms that she can make available for rent.

With this current loan, Luz will be able to continue operating her newsstand where she also sells candy. Just like the other members, she has a unique story, but they all share the enthusiasm and drive to succeed for the good and economic improvement of their businesses.

View original language description ↓
Un grupo de mujeres que con entusiasmo y mucha dedicación sale adelante cada día. Así son las integrantes de la alcancía "El Trebol" conformado por 5 socias, llevan la ardua tarea de trabajar en sus negocios para poder mejorar la calidad de vida de sus familias. Tal es así el caso de la señora Luz de 56 años de edad madre de 3 hijos de los cuales uno aun está a su cuidado por ser menor de edad y depende de ella para su educación, alimentos y vestimenta. La señora Luz cada día se dedica a la venta de Periodicos. Con los ingresos de estos negocios a podido llevar adelante a su familia y pudo comprar un terreno en el cual más adelante comenzará a construir en el segundo piso 3 cuartos que le pondra en alquiler. Con el presente préstamo implementara en el puesto de periodicos la ventas de dulces. Como ella cada integrante tiene una historia en particular pero, si en algo coinciden es en el entusiasmo y las ganas de salir adelante para el bien y mejoría económica de sus negocios

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Trebol Group's $2,200 loan helped a member to buy newspapers and candy and to acquire construction materials for her home.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 4, 2012
Jul 2, 2012
Currency Exchange Loss:
Dec 15, 2012