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Jose Honorio
In the city of Duran we meet Jose, who is a 47 year-old carpenter. Twelve years ago, he decided to put his knowledge to work by opening up his own shop where he could work independently. Carpentry is a family business, because his father was the one who taught him to work with wood and make final products such as beds, dressers, living room sets, and other items. Now it's his turn, and he is working in his shop with his children. His wife Flor has a business selling clothing. Jose tells us that he enjoys the work that he does and he is well known for it. He says that he is currently having some problems with his vision, and one of the main reasons is the lint that comes out when he is brushing the wood, because he doesn't have the tools he needs for this process. But he continues ahead in the same way, and he will use this loan to buy wood to process. His dream is to have a bigger shop with all of the tools that he needs to make his work easier.
View original language description ↓
Desde Duran conocemos a José un carpintero de 47 años. Hace 12 años decidió emplear todos sus conocimientos de manera independiente abriendo su propio local. El negocio de la carpintería es de familia ya que su papá fue quien le enseño a tratar la madera hasta lograr el producto final como lo son camas, cómodas, juego de salas y demás. Ahora le toca a él ya que sus hijos le ayudan en el local. Su esposa Flor se dedica a la venta de ropa. José nos cuenta que le gusta el trabajo que realiza y es muy conocido por el mismo. Actualmente nos indica que tiene problemas de visión y que uno de los principales motivos es la pelusa que sale al cepillar la madera, se debe a que no cuenta con todas las herramientas necesarias para este proceso. De igual manera continua adelante y el préstamo lo empleara en la compra de madera para su proceso. Su sueño es tener un local más amplio con todas las herramientas para hacer más fácil su trabajo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jose Honorio to buy wood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2012
Jun 7, 2012
Currency Exchange Loss:
May 17, 2013