A loan of $925 helped to hire eight day workers to plant and harvest her next production of corn and beans.


Elsa's story

Elsa, age 64, is a hard-working, diligent, dynamic, and happy woman who likes the country. She lives with her husband, Nicolás, and her 20 year old daughter. The house is hers as she inherited it from her parents. Her business activity is agriculture. She grows corn, beans, bananas, and other fruit. She has a field in a village on the banks of the river. These three hectares were granted to her by the government. She has been farming for over 15 years. She has the occasional help of workers whom she hires for the day to do farm work like planting and harvesting. She considers her business activity to be very profitable because of the good income it gives her. She likes to be in the field and in contact with nature. She learned farming from her parents. Also, with the income she has she helps her husband (a worker) to pay for the household expenses. She is now recovering from the losses that the rising river caused. On the other hand, she is happy because she manages to sell all that she produces. Due to her age, she only has plans to maintain this business activity. This is her fifth loan with MFP. She is grateful for the loan, and she pledges to make her payments as she did with previous loans. In addition to feeling comfortable with her communal bank, she considers the members to be responsible and supportive people. She will use the requested 2,500 soles to hire eight day workers to prepare the land and to plant corn and beans. Later, with the help of four people, she will harvest her production.

Translated from Spanish by Kiva volunteer Ginny Kalish


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