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Joventino is 24 years old and single. He works hard to provide for his family. Joventino runs a general store in the Philippines and has requested a PHP 15,000 loan through NWTF to purchase more stock to sell.

Joventino has already borrowed and repaid eight loans from NWTF. He has been running the general store for two years and also earns an income from electronic re-loading.

Joventino aspires to save money to expand his business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 449
    View loans »
    Philippines Loans Fundraising
  • $69,752,500
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Joventino to purchase more stock to sell in his general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 18, 2012
Jun 5, 2012
Currency Exchange Loss:
Mar 15, 2013