Check out some available loans that are similar to this one!
Las Semillitas Group
In this Group: Raul Eduardo, Ana Maria , Juan Antonio, Maruja, Jorge Luis, Moises Octavio, Julio Genaro
Raul is 47 years old, divorced and has one daughter. Currently, Raul is a partner of the communal bank ¨Las Semillas¨ (The seeds), which is made up of seven partners that make a living from commerce.

Since 15 years ago, Raul has worked in his own garage, painting cars. This idea started because he worked for 13 years in a garage, where he started as an assistant and was like this that he acquired all the experience needed to start his own garage. His inspiration in all this has been his daughter. He knew that starting a business wouldn't be easy but he worked hard, night and day to have what he has. Thanks to his effort and dedication he has been able to pay the university of his daughter, have his own business and have a better quality of life.

Raul requests a loan to buy spare parts for vehicles. Raul will achieve his goals with lot of work and effort and the loans from EDAPROSPO (Field Partner) will help him.
View original language description ↓
El Sr. Raúl tiene 47 años de edad, es divorciado y tiene 1 hija, Raúl actualmente es socio en la alcancía comunal “Las Semillitas” grupo conformado por 7 socios que se dedican a diversas actividades de comercio. Raúl trabaja desde hace 15 años en su propio taller de planchado y pintura de automóviles, este negocio surge a raíz de que Raúl trabajo 13 años en un taller como mecánico donde empezó como ayudante y fue así donde adquirió toda la experiencia para poner su propio negocio , su motivación en todo esto fue su hija, él sabe que empezar no era fácil pero trabajo día y noche para tener lo que hoy en día tiene, gracias a su esfuerzo y dedicación puede pagar la universidad de su hija, el taller de su negocio es propio y hoy en día tiene una mejor calidad vida. Raúl ha solicitado un nuevo préstamo para comprar repuestos de vehiculos. Raúl cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos de Edaprospo le ayudaran.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Semillitas Group's $2,825 loan helped a member to buy spare parts for vehicles.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 8, 2012
Jul 1, 2012
Currency Exchange Loss:
Oct 15, 2012