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Señor De Huanca Milagroso Group
In this Group: Rosana, Elizabeth*, Danery Melissa, Helmut Cesar, Helen Roxana, Genara, Klever, Luz Marina, Carolay Emily, Percy
* not pictured
These members belong to the Communal Bank “Señor de Huanca Milagroso”, which is located in the District, Province, and Department of Cusco.

Sra. Rosana is one of the members who is 44 years old, single, and has one child. She works in her handicraft business where she sells sweaters, gloves, scarves, pullover shirts, and caps. Rosana works from 8am to 7pm. She distributes these crafts to different stores that sell these types of products. Through her business, she is able to help her children get ahead. Her dream is to have a shop where she can sell these handicrafts. Rosana is requesting a loan in order to buy sweaters, pullover shirts, gloves, and scarves. She is seen in a separate photo that was taken after the meeting because she requested permission to be absent for work reasons.

The other members engage in businesses that include selling wines, selling fruit, managing an oil change center, and renting out trucks.

Rosana is grateful to everyone who helped to fulfill her dream in this manner. Therefore, she promises to complete her payments according to the established terms.

View original language description ↓
Los socios pertenecen al banco comunal “SEÑOR DE HUANCA MILAGROSO”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Rosana ella es soltera y tiene 44 años y tiene 1 hijo; La socia trabaja con su negocio de venta de artesanía, la socia vende chompas,guantes,chalinas,polos y gorros, la socia trabaja desde las 8:00 a.m hasta las 7:00 p.m,la socia distribuye la artesanía a las diferentes tiendas donde venden artesanía, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender las artesanías. La socia solicita el préstamo para comprar chompas, polos, guantes y chalinas.
La socia que esta pegada a la foto grupal se le tomo despues de la reunion porque pidio permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de vinos, negocio de venta de frutas, negocio de lubricentro y negocio de alquiler de camioneta.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Huanca Milagroso Group's $4,200 loan helped a member to buy handcrafted sweaters, pullover shirts, gloves, and scarves.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 17, 2012
Jun 7, 2012
Currency Exchange Loss:
Oct 15, 2012