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Joy E. is a strong and energetic woman, she hail from ilogbo, Lagos State, Nigeria. At 30 years of age, with her 3 children, she is focused and determined to enlarge her business. She sells provisions, foodstuffs and drinks. Joy has been in this business since 2003 and needs a loan of $450 to enable her to buy more provisions and drinks and foodstuff for sale. She thanks you.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 0
    View loans »
    Nigeria Loans Fundraising
  • $6,385,100
    Funds lent in using Kiva
  • 117.0
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Joy to buy more provisions and foodstuffs for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 23, 2008
Apr 9, 2008
Currency Exchange Loss:
Jan 15, 2009