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Najma Bibi's Group
In this Group: Najma Bibi, Shamim Bibi, Parveen Akhtar, Kosar Rahman, Naziran Bibi, Pathani Bibi, Mumtaz Bibi
Najma bibi has requested a loan from Kiva partner Asasah for her husband's business. He is involved in the animal sales business. He buys young animals from animal markets, raises them and then sells them to his customers.

Najma is a very caring and dedicated lady. She provides full support to her husband by taking care of his animals.

She is the mother of four children: two sons and two daughters. Her elder daughter is involved in sewing work and her elder son helps his father in his animal sales business. Her other two children are getting an education and read in the 10th and 8th standard.

With the loan investment, her husband will purchase animals (goats) to raise and re-sell. She hopes that with this investment, his business will continue to prosper so that he can offer even better service to his customers.

Note: One of the members has a sewing business. That's why she is showing her work in this picture.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Qard Hassan product loan. also referred to as Qarz-e-Hasna (Al-Madad) in the Urdu language, is an interest free loan, usually offered to students or the very poor. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 93.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Najma Bibi's Group's $1,200 loan helped a member to buy animals to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 1, 2012
Jun 4, 2012
Currency Exchange Loss:
May 17, 2013