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Lela is 37 years old. She lives in a small village in the district of Gurjaani with her family, which consists of her son George who studies in the local school, her parents, her brother, sister-in-law and niece.

The family runs an agricultural business. They have two dairy cows and two calves. In addition, they have a vineyard where 700 vines are grown. They harvest grapes in fall and sell them on the local open market. Lela and her sister-in-law also produce cheese from the milk produced by the dairy cows and sell it on local open market. Finally, Lela is also involved in the fruit and vegetable trade. She purchases greengrocery products from local farmers and sells them on the local open market. The family’s total average monthly income is 1,100 Lari.

Lela has requested a loan to expand her trade business. She plans to purchase more fruits and vegetables for resale. Increasing her turnover will positively affect the profitability of Lela's business and she will be able to improve her family’s living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Lela to purchase fruits and vegetables.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2012
Jun 13, 2012
Currency Exchange Loss:
Nov 15, 2012