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Epifania is 40 years old and lives in Buenavista, Oroquieta City, Misamis Occidental. She is married with four children.

Epifania has a general store where she sells a variety of products such as soft drinks, cooking oils, bread, biscuits, candies, and many others. She has had this business for four (4) years. She requested a loan of PHP 14,900 to purchase more stock for her general store.

Epifania has been a member of PMPC for three years. In the future, Epifania hopes to own a house & a lot.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 334
    View loans »
    Philippines Loans Fundraising
  • $65,920,300
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Epifania to purchase more stock for her general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 9, 2012
Jun 4, 2012
Currency Exchange Loss:
Dec 15, 2012