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Rubylin lives in San Esteban with her spouse and four children. The couple manages a hectare plot of land, ample for cultivation. They plant and harvest rice to sell to traders in their village, earning about PHP 10,000 each harvest season (twice a year). Their income is spent on meals and allowances.

Rubylin is now asking for a loan of PHP 20,000 to buy fertilizers and insecticides to further improve their farming practices. This will help crops grow healthier and when harvest season arises, Rubylin will be confident of gaining more crop production. Rubylin hopes that she and her husband will become successful rice growers someday.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 421
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Rubylin to buy fertilizers and insecticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 18, 2012
Jun 4, 2012
Currency Exchange Loss:
Dec 15, 2012