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Milagros, 60 years old, is married and has 6 children. She is a very hardworking entrepreneur. Milagros has operated a sari-sari (variety) store business in the Philippines for 10 years. She has requested a PHP 10,000 loan through NWTF to buy more items such as canned goods, soap, detergent, etc. In the future, Milagros would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 318
    View loans »
    Philippines Loans Fundraising
  • $70,667,050
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Milagros to buy more items such as canned goods, soap, detergent, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 4, 2012
Jun 4, 2012
Currency Exchange Loss:
Nov 15, 2012