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Shirley is 59 years old and married with six children.

Shirley works hard to provide for her family. She runs a sari-sari store in the Philippines, and requested a PHP 28000 loan through NWTF to purchase more goods to sell in her store.

Shirley has taken out and repaid 19 loans from NWTF before this loan. She has been running the sari-sari store for eight years, and also earns an income from farming sugar cane.

Shirley aspires to save enough money to afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 452
    View loans »
    Philippines Loans Fundraising
  • $69,718,725
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Shirley to purchase more goods to sell in her store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 4, 2012
Currency Exchange Loss:
Nov 15, 2012