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Mrs. Ven V., age 39, is a mother of one school-age child and lives with her husband in Phnom Penh city. They have lived here for around 20 years. She runs a business renting rooms to the garment workers; she also a staff at a factory and makes about $4 a day of profit.

Her husband, Mr. Ouk Bunthoeun, 41, is a government official with a salary $150 per month. She is hopeful to borrow some money to purchase wood to install in her house. (Husband is pictured because Mrs. Ven V. is not available)

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Ven to purchase wood to install in her house (repairing).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2008
Apr 9, 2008
Currency Exchange Loss:
May 20, 2009