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Teresa De Jesús
Teresa makes a living baking and selling bread, and has worked in this trade for many years. She learned the art of bread making when she worked in a bakery, and when she had mastered the trade she decided to build a small, artisan oven in her home to start her own business. She presently sells her products in the local market, as well as in some smaller general stores in the area. Her plan for investing this loan consists of purchasing flour and firewood for making bread.
View original language description ↓
La señora Teresa se dedica a producir y vender pan desde hace muchos años, oficio que aprendió cuando trabajaba en una panadería particular, cuando manejaba muy bien el trabajo fue motivada en construir un pequeño horno artesanal y en tener su propio negocio, actualmente comercializa su producto en el mercado municipal y en algunas pulperías del sector, su plan de inversión fue destinado en comprar harina y leña.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Teresa De Jesús to purchase flour and firewood.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 6, 2012
Currency Exchange Loss:
Dec 20, 2012