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Osiris Vladimir
Osiris Vladimir, 29, lives with his wife and their two children aged 7 and 10. His wife works in a restaurant and in this way also contributes toward the household expenses. Osiris is a hardworking person who is capable of getting ahead with his business. He has a micro-bus that he uses in his work, because he provides passenger transportation services. He is well-known in the area where he lives; his neighbors describe him as a happy and positive person. They see him every time he goes out on his trips; this is how he earns a living and supports his family. He wants to repair his micro-bus because for a while now he's been having some trouble with it. This is why he is requesting a loan from INTEGRAL. This loan will allow him to buy new tires, a battery, hoses, a fan, and other parts so that he can continue to work as he has done up until now. He feels certain that with his work and the support of his wife, he will be able to pay off this loan, and he also expects to improve his family's quality of life.
View original language description ↓
Osiris Vladimir tiene 29 años de edad, actualmente vive con su esposa, que trabaja en un comedor y asi también ella colabora con los gastos del hogar y dos hijos uno de 7 y otro de 10 años, es una persona trabajadora y capaz de salir adelante con lo que se propone, Osiris posee un microbus que es su medio de trabajo, ya que el transporta personas, es muy conocido en su lugar de residencia a quien sus vecinos describen como alegre y positivo, lo miran cada vez que el emprende sus viajes y es como se gana la vida y lleva el sustento a su familia. Desea reparar su microbus porque hace un tiempo le ha estado fallando y es por eso que solicita a INTEGRAL un crédito donde le permitieran comprar materiales como llantas nuevas, bateria, mangueras, ventilador entre otras cosas, y asi seguir trabajando como hasta hoy lo ha hecho. Tiene la certeza que con su trabajo y el apoyo de su esposa podrá cancelar el préstamo solicitado y además espera mejorar la calidad de vida de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 567
    View loans »
    El Salvador Loans Fundraising
  • $31,710,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Osiris Vladimir to buy new tires, a battery, hoses, a fan, and other parts to repair his vehicle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 6, 2012
Currency Exchange Loss:
Jul 15, 2012