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Maria Jesus
In the Larreynaga municipality in the department of León, Señora María works as a primary school teach in a small municipal school. She has been doing this work for the last 14 years. She is single, with six children for whom she has to provide the conditions necessary for their development.

One of the needs that Señora María faces is the need to improve the condition of her home, which she wants to continue improving. This is why she has taken the decision to come to Ceprodel to request a loan for the purchase of construction materials such as 3/8 inch iron, 1/4 inch iron, corrugated roofing, brick blocks, wire ties, nails, cement and the necessary paperwork. These are to make the improvements to her home, and to create better conditions and living standards for her family.
View original language description ↓
En el municipio Larreynaga departamento de León, La señora María, se Desempeña como maestro de primaria, en un pequeño colegio del municipio, dedicándose a esa labor desde hace 14 años, es Soltera con 6 hijo a los que tiene que proporcionarle las condiciones necesarias para su desarrollo.
Una de las necesidades que la señora María atraviesa, es la necesidad de mejorar sus condiciones de su vivienda ya que quiere seguirla mejorando, por lo que ha tomado la decisión de acudir a Ceprodel para solicitar un crédito para la compra de materiales de construcción como Hierro 3/8, Hierro ¼ , Zinc, Ladrillo Bloques, Alambre de Amarre, Clavos, Cemento y Reglas. para realizar las mejora en la casa, y crearles mejores condiciones y nivel de vida a su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.4
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $650 helped Maria Jesus to purchase construction materials such as 3/8 inch iron, 1/4 inch iron, corrugated roofing, brick blocks, wire ties, nails, cement and the necessary paperwork.
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 31, 2012
Jun 5, 2012
Currency Exchange Loss:
Jul 5, 2012