El Arenal Group
The members of the group have requested funding to invest in their businesses: Zenaida in novelty items, Isabel in strainers and floor cloths, Maria Gloria in blenders, Alicia Flores in a store, Rosa Ma in cleaning products and Rosa in cleaning products.
Veronica is part of the group. Arenal tells us that she is 25 years old and married to Sr. Librado with whom she has formed a family of three children, who are now attending school. Vero tells us that she sells bags and novelty items at a shop in San Felipe. She is just starting her business and is requesting a loan at this time to purchase more bags that are in style and that will sell better. She notes that a difficulty is the lack of resources to buy more merchandise, however a loan will help her acquire inventory and sell more.
Vero says that she would like her business to grow so that she can earn more income, which would greatly help improve her quality of life and that of her family because she is worried about the upcoming expenses of sending her children to school.
Vero and the group are very happy and grateful for the funding provided since they will be able to invest in their earnings.
las integrantes del grupo han solicitado el credito para invertir en sus negocios como Zenaida en fantasia, Isabel en Coladeras y jergas, Maria Gloria en Vasos de licuadora, Alicia Flores en tienda, Rosa Ma. jarceria, Rosa en jarceria.
veronica es parte del grupo El arenal nos cuenta que tiene 25 años de edad esta casada con el señor Librado, donde han formado una famialia con tres hijos que ya van ala escuela, Vero nos cuenta que se dedica a la veta de bolsas y novedades en un local de San Felipe apenas lo inicio, es por eso que esta vez ha solicitado el credito para comprra mas bolsas que estan a la moda para quue se le venda mejor.
Nos cuentaq ue la dificultad que presenta es la falta de recusos para compara mas mercancia pero el credito le ayudara para adquirir mercancia y vender mas.
Vero nos comenta que le gustaria que sus negocio creciera paraq ue obtuviera mas ganacias yaq ue le ayudan de mucho para mejorar sus caliada de vida de ella y de su famila ya que le preocupa los gastos que se bienen debido a que sus hijos ya asisten a la escuela.
Pero Vero y el grupo estan muy contentos y agradecidos con el credito otorgado ya que podran invertir en sus ganacias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid