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Loem is 51 years old and married. He has five children, two of whom are under his care and they work at the family's business.

He and his wife have been planting maize and rice as the family's main source of income for more than ten years. The main challenges for his family's business are flood and drought.

Loem has received three loans from VisionFund and he successfully paid back all the loans. The past loans have helped his family make a living better and afford sufficient food. With his current business, he is able to earn 20,000 KHR per day.

With a good business, he is applying for a fourth loan with Kiva's partner, VisionFund. He will use this loan to buy fertilizer for his farmland and use a portion of it to spend for labor. He hopes this loan will enable him to increase family's income so he can afford to extend the farmland and have a decent house for living in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 75
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Loem to buy fertilizer and pay for labor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 2, 2012
Currency Exchange Loss:
Feb 15, 2013