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Gulnara is 50 years old, married, and has two children. As a source of income for the family, Gulnara has been engaged in livestock breeding since 1992, having started with an amount of 20,000 som (KGS). Currently Gulnara's farm has four milking cows, two horses and four sheep. The monthly income from selling milk and dairy products is 7,000 som (KGS).

With an aim to further develop her business, Gulnara turned to the organization "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) for the purchase of livestock to fatten and resell. Gulnara plans to invest the income in her children's education.
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Гульнаре 50 лет, замужем, имеет 2 детей. В качестве источника дохода для семьи, с 1992года Гульнара занимается животноводством, стартовав с суммы 20,000 сом (KGS). На сегодня в хозяйстве Гульнары имеется 4 дойные коровы, 2 лошади и 4 овцы. Ежемесячная прибыль от продажи молока и молочных продуктов составляет 7,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Гульнара обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота на откорм и перепродажу. Доходы Гульнара планирует вложить в обучение своих детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,150 helped Gulnara to purchase livestock for fattening and reselling.
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 2, 2012
Jun 8, 2012
Currency Exchange Loss:
Jul 8, 2012