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Nazik lives with her mother and son. Nazik's son works at the copper factory. Nazik is involved in agriculture, while managing the household with her mother. Nazik keeps 10 beehives. Her son helps with beekeeping.

Nazik would like to increase the number of beehives by purchasing 15 more. She also wants to purchase 20 hives for the bees. This will essentially increase her income which Nazik plans to invest in further development of beekpeeing.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 129
    View loans »
    Armenia Loans Fundraising
  • $16,765,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Nazik to pay for 15 beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 17, 2012
Jun 2, 2012
Currency Exchange Loss:
Jul 17, 2013