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Alisa is 25. She lives with her husband and little daughter. Alisa's husband works at one of the local factories. However, his salary is too low to meet the needs. So the couple also runs a farm, where they raise cattle. The main income comes from making cheese and selling in Kapan town, the regional center. Due to the high quality of the cheese, Alisa has gained many loyal clients among the citizens.

Alisa would like to increase the number of cattle, which will allow her to gather more milk and make more cheese. With the requested loan Alisa plans to purchase a cow and 2 heifers.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Alisa to pay for a cow and 2 heifers.
100% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 2, 2012
Currency Exchange Loss:
Jul 17, 2013