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Carlos Danilo
Carlos Danilo is 42 years old; he is married and has five children. His wife sells food for a living. They live in the community of Coyolar, San Esteban. He started his business ten years ago with a small sale of sand and stone; he then extended his business and he now also sells cement blocks. He works along with his children and his wife, who help him to keep up his business. His work schedule is from 6:00 a.m. to 9:00 p.m. One advantage he has is that he does not have to pay for staff as he works with his children and his wife. Carlos Danilo needs this loan to invest in materials, such as cement and sand to make cement blocks, so he can offer his customers a variety of products. The only challenge he faces is competition because there are various other people who do the same thing, but Carlos offers his customers a quality product and efficient service. His goal is to expand his business and introduce new products for his customers. Carlos Danila has been a client of FAMA's for over ten loan cycles and he has been able to make his payments on time.
View original language description ↓
Carlos Danilo tiene 42 años de edad, es casado y tiene cinco hijos, su esposa se dedica a la venta de comida, ellos residen en la Comunidad del Coyolar, San Esteban. El negocio lo comenzó desde hace 10 años con una pequeña venta de arena y piedra, luego fue extendiendo su negocio y ahora también vende bloque, el trabaja en conjunto con sus hijos y su esposa que le ayudan con el sostenimiento del negocio, el horario de trabajo es de 6:00 am hasta las 9:00 pm, una de las ventajas es que no paga personal ya que trabaja con sus hijos y su esposa. El préstamo que Carlos Danilo solicita lo necesita para invertirlo en la compra de material como ser: cemento y arena para la elaboración de bloques. Con la ayuda de este préstamo en su negocio podrá ofrecer más producto a sus clientes ya que tendrá suficiente capital para trabajar e invertirlo en la compra de materiales para producir el bloque y así poder ofrecerles a sus clientes variedad de producto. El único desafío que enfrenta es porque tiene competencia ya que varias personas se dedican a lo mismo, pero Carlos ofrece a sus clientes producto de calidad y un servicio eficiente. Su meta es extender su negocio y dar a conocer nueva variedad de productos a sus clientes. Carlos Danilo ha sido cliente de FAMA por más de 10 ciclos y ha logrado cancelar sus cuotas puntualmente.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $9,971,400
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Carlos Danilo to buy cement and sand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 1, 2012
Jul 1, 2012
Currency Exchange Loss:
Apr 30, 2013