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Banco Comunal Iii Group
In this Group: Francisca, Gregoria, Modesta, Rosa Martina, Sandra Mariela, Aristea, Toribia
Francisca is 46 years old. She attended primary education for a few years, has two children, and makes a living selling sheep. She started off by selling small sheep and to this day she has twelve years of experience.

She organized a group and they are requesting a loan to use as capital to purchase seep for resale and to earn a profit. In the future, she hopes to expand her business and own a vehicle to transport her livestock to sell out of other locations.

The other members of the group make a living by selling rams, vegetables, snacks, and other general items.
View original language description ↓
La señora Francisca tiene 46 años de edad, cursó solamente un años la educación primaria, tiene 2 hijos, se dedica a la comercialización de ovejas, inicio este negocio comercializando ovejas pequeñas y hasta el momento lleva 12 años de experiencia.

Organiza un grupo y solicitan un crédito para utilizarlo como capital de trabajo, en la compra de ovejas para su posterior reventas y obtener ganancias, espera en el futuro expandir su negocio y tener un vehículo propio para transporta su ganado, y vender en otras plazas. Las demás integrantes se dedican a la venta de carneros, venta de verduras, venta de refacciones, y la atención atienda en general.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 51
    View loans »
    Guatemala Loans Fundraising
  • $12,553,550
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Comunal Iii Group's $2,500 loan helped a member to purchase sheep to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2012
Jul 1, 2012
Currency Exchange Loss:
Jun 18, 2013