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Banco Comunal Ii Group
In this Group: Virginia, Lorenza, Eulogia, Vicenta, Santos, Estefana, Paula Pascual
Virginia is 51 years old, married, and has seven children. She did not have the opportunity to go to school. She makes a living selling vegetables in her town's plazas. She started this business with a small stall in the plaza and she now has 18 years of experience. She has the support of her husband who also works in the same business.

She has organized a group and is asking for a loan that she will use to buy merchandise consisting of vegetables such as: chayote (a type of squash), carrots, potatoes, onions, etc.

She hopes to expand her business in the future to the remaining plazas in her region. The other group members make a living selling meat, vegetables, potatoes, and running a general store.
View original language description ↓
La señora Virginia esta casada, tiene 51 años de edad, no tuvo la oportunidad de estudiar, tiene 7 hijos, se dedica al comercio, a la venta de verduras, en las plazas de su localidad, inicio este negocio con un puesto de venta pequeño en la plaza y hasta el momento lleva 18 años de experiencia, cuanta con el apoyo de su esposo quien se dedica al mismo negocio.

Organiza un grupo y solicita un préstamo que lo utilizara para la compra de mercadería, consistente en verduras,guisquil, zanahorias, papas, cebollas, etc. Espera en el futuro expandir sus negocio en las demás plazas de la región. Las demás se dedica a la venta de carne, verduras, papas, y atención a tienda de consumo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 40
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Comunal Ii Group's $2,325 loan helped a member to buy vegetables to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2012
Jul 1, 2012
Currency Exchange Loss:
Jun 18, 2013