A loan of $450 helped to buy groceries for traveling sales and clothing brought from the capital.


Melissa's story

Melissa, 32, is a hard-working and determined woman with much desire to get ahead in life. She is separated from the father of her two daughters: 13-year-old Melisa and 3-year-old Mishel. She lives with them, two sisters-in-law, and her mother-in-law in the house belonging to the parents of her former partner. She makes a living selling groceries in general, which she buys weekly at the wholesale centers and later sells them while traveling through the streets of her town. She began this about five years ago with her own capital, buying in small amounts that grew as she saw the demand for her products. It began as an idea from her sister-in-law who was excited to enter the business. She considers it profitable enough for the earnings that it leaves her; she manages to sell all that she offers since she has become well-known in her town. Before beginning her business she had financial difficulty because the expenses grew with the arrival of her second child and she wanted to offer them a better quality of life and a better education, in addition to helping her mother-in-law with the household expenses. Therefore, seeing the good results that she is getting, she wishes to continue with her business and would like to use her earnings to buy her own home, where she wishes to open a small grocery store. This is her second loan with the MFP institution. She is very happy knowing that she will have financial support since this way she will feel sure about moving forward with her business. Also, she feels at ease with her bank because she likes the support they offer to people with the desire to improve. With the requested amount of 1200 nuevos soles she will invest in purchasing clothing of various styles and sizes brought from the capital, while seeking to get affordable prices. She will also acquire groceries for her other business.

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Translated from Spanish by Kiva volunteer Stephanie Sawyer


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