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Natia is thirty-seven years old. She lives in a small village in the district of Sagarejo with her family: her husband Ivane who offers taxi services to the local population with his own car and their three children (thirteen, seventeen and nineteen years old). The younger children go to school and the nineteen-year-old son is a laborer on construction sites. Natia earns a living through an agricultural business. She has two milking cows and three calves. She produces cheese and sells it on the local open market.

Natia requested a 2,000 GEL loan to purchase calves. She will raise them and after they are grown, Natia will be able to increase production of cheese and other dairy food. She will sell produced dairy food in nearby villages. Thus, Naira will get additional income. With the increased income she will be able to reinvest in family agricultural business and this will positively influence the income of the family. Due to the above-mentioned, the living conditions of the family will improve.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Natia to purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 2, 2012
Jun 1, 2012
Currency Exchange Loss:
Dec 15, 2012