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Anjum's Group
In this Group: Anjum, Asia, Shameem, Kishwer, Sofia, Razia
Anjum is 38 years old, married, and has two sons. Both of them are young and do different kinds of work to financially contribute to the family. Anjum is an embroidery expert. She prepares beautiful looking embroidered clothes for her clients in the community. She knows about the latest trends in clothing, which helps her to attract more customers to her work.

Anjum has applied for a loan from KIVA partner Asasah to further expand her business. With the loan investment, she will buy beads, thread, and embroidery frames in larger quantity, which will allow her to fulfill the orders on time and increase her profits. She is very experienced in her work and confident that the loan will help take her business to a more profitable position.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Qard Hassan product loan. also referred to as Qarz-e-Hasna (Al-Madad) in the Urdu language, is an interest free loan, usually offered to students or the very poor. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 219
    View loans »
    Pakistan Loans Fundraising
  • $17,660,300
    Funds lent in using Kiva
  • 92.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Anjum's Group's $1,250 loan helped a member to buy beads, thread, and embroidery frames for their embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 24, 2012
May 31, 2012
Currency Exchange Loss:
May 17, 2013