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Cuchumatanes Ii Group
In this Group: Margarita Ricarda, Eusebia, Esperanza, Rosaura Margarita, Eva Maria, Aparicia, Candelaria, Santas Aurelia, Rossana Leticia, Maria Eduviges
Margarita Ricarda is married, studied for three years in primary school, and has two children, one of whom is in school. She runs a business buying and selling lambs. She began this business by selling chickens to her neighbors out of her house, and since that time has had twelve years of experience buying and selling animals.

She organizes a group and is asking for a loan to increase her sales of lambs and to make a profit. In the future, she hopes to improve her working capital and have multiple sales locations in her area. The other members work selling lambs, hens, chickens, turkeys, pigs, vegetables, bread, tamales, and medicines.
View original language description ↓
La señora Margarita Ricarda esta casad, cursó los 3años de educación primaria, tiene 2 hijos 1 de los cuales esta estudiando, se dedica al comercio a la compra y venta de carneros, inicio este negocio vendiendo gallinas en casa de los vecinos y hasta el momento lleva 12 años en la compra y venta de animales.

Organiza un grupo y solicita un préstamo para incrementar su venta de carneros, para su posterior venta y tener ganancias, ya que en el futuro espera mejorar su capital de trabajo y tener varios puntos de venta en su localidad. Las demás integrantes se dedican a la venta de carneros, gallinas, pollos, pavos, cerdos, verduras, pan, venta de tamales, venta de medicinas.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 50
    View loans »
    Guatemala Loans Fundraising
  • $12,553,550
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Cuchumatanes Ii Group's $3,850 loan helped a member to buy lambs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 4, 2012
Jul 1, 2012
Currency Exchange Loss:
Feb 15, 2013