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Susana is 26 years old and single. She lives with her two children. Susana plans to use her loan to carry out work on her farm and to buy supplies such as herbicides and sprays. She will also pay laborers. Susana plans to work on her property which consists of a little pasture for her livestock and a little coffee. She would like to make the most of this land, earn as much profit as possible and obtain a better quality of life and financial stability.

This is the first loan that Susana has received from FUDECOSUR. She has not received previous loans from state banks but FUDECOSUR have offered her this loan with better terms and a much lower interest rate.
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Susana, tiene la edad de 26 años, está soltera, vive con sus dos hijos actualmente. Ella con el crédito pretende asistir la finca y comprar insumos como herbicidas y fumigaciones y ayudarse con la mano de obra. Ella tiene pensado asistir la propiedad la cual cuenta con un poco de pasto para ganado y un poco de café para poder obtener el mejor provecho y generar el máximo de ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 497.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Susana to carry out work on her farm and buy supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 30, 2012
Jun 4, 2012
Currency Exchange Loss:
Jan 21, 2014