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Alba  Marisol
Alba Marisol, 21, is single and has no children and lives with her parents and her sister in Guaranda, Bolívar Province.

Alba Marisol provides professional services. She’s asking for the loan to buy flooring, nails, sand paper for wood and plywood. With help from the loan she will be able to do the home improvements they so want in order to be more comfortable. She will buy the materials to be used in the city of Guaranda.

Her dream is to be able to set up a business selling sheets, comforters and drapes at wholesale. The challenge she faces is to complete her post-graduate degree. In her free time she likes to help her sister sell clothes via catalogue.
View original language description ↓
ALBA MARISOL tiene 21 años de edad es soltera no tiene hijos, vive con los padres y hermana en Guaranda provincia de Bolívar.

ALBA MARISOL el presta servicios profesionales. Solicita el crédtio para comprar duela, clavos, lija para madera, tabla triple. Con la ayuda del crédito podrá realizar el arreglo que tanto deseaban hacerlo para poder estar más cómodos.

Las compras de los materiales a utilizarce se lo hará en la ciudad de Guaranda.

El sueño e spoder ponerce un negocio de venta al por mayor de sábanas, edredones, cortinas. Los desafíos a los que se enfrenta es lograr terminar el posgrado.

En el tiempo libre le gusta ayudar a vender los catálogos de ropa a la hermana.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Alba Marisol to buy flooring, nails, sand paper for wood and plywood.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 4, 2012
Currency Exchange Loss:
Jul 4, 2012