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Abatiganda 9 Zone 2 / Rsz Group
In this Group: Elias, Germain, Ladislas, Thadée, Athanase, Odette, Emmanuel, Jean, Djamar, Korewe*
* not pictured
Elias is a member of the group Abatiganda Zone 2/Rsz. The name of the group means “the brave”. Elias, age 46, is married with five children aged 6 to 16, four of whom go to school. He attended six years of primary school.

Elias is a rice farmer. This is his third loan cycle with ACB, and he plans to use the credit to purchase chemical fertilizers and pay for the cost of labor.

Elias plans to expand his activity by obtaining additional loans and using selected fertilizers. In the coming years, he would like to acquire more fields to increase his farmable area. He will use the profits earned to pay for his family’s healthcare and his children’s tuition.
Elias fait partie du groupe Abatiganda Zone 2/Rsz. Le nom du groupe signifie «les courageux». Il a 46 ans, il est marie avec 5 enfants de 6 ans à 16 ans, dont 4 scolarises. Son niveau d’éducation est de 6 ans de primaire.

Elias est agriculteur de riz. C’est son troisième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des fertilisant et payer la main d’œuvre pour son agriculture de riz.

Pour faire croitre son agriculture de riz, il planifie d’utiliser des fertilisants sélectionner et sollicite d’autres crédits. Dans les prochaines années, il voudrait acheter d’autres champs pour agrandir l’étendue de son agriculture. Avec les profits, il prévoit de payer les frais scolaire et médicaux pour ses enfants et sa famille en général.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 40
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abatiganda 9 Zone 2 / Rsz Group's $2,450 loan helped a member to use the credit to purchase chemical fertilizers and pay for the cost of labor.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
May 2, 2012
May 30, 2012
Currency Exchange Loss:
Nov 15, 2012