A loan of $325 helped to pay for a deposit on an electronic data capture (EDC) machine for her bill payment business.

Ratna's story

Ibu Ratna lives in Tambun, Bekasi with her family. She owns a shop that sells prepaid cell phone airtime and rents Playstation games. The reason why she wants to own a bill payment business with Ruma, is because Ruma has fast and quick transactions, is easy, and is also an inexpensive product that will bring more customers to her shop.

By becoming a Loket Ruma (a member of Ruma's bill payment network), Ibu Ratna hopes that current and new customers will come to her shop and pay their electricity bills, motorcycle installment, and landline phone bills.

Her shop was name based on her twin kid. She is married and has a twin (two boys, currently 18 years old) and a girl with the age of 14. The goal by having this a payment point business is to explore more opportunities, and also generate more income from the current business.

Loan details

Lenders and lending teams

Loan details