A loan of $4,975 helped to have more money in his business and be able to attend to more customers.

Owen's story

At the age of 29, Owen is the proud owner of a small mobile money transfer business in the fishing and rice-growing town of Senanga. He is the first born in his family and has four siblings who all go to school.

Owen is a person who has grown in business. Before he had his own mobile money transfer shop, Owen worked for his father. He says working for his father taught him how to give customers the best possible service and how to develop friendships, both of which he says are important to making his business work. When Owen is not at his shop he is often found at church where he is a part-time pastor.

Owen’s business is located very close to the harbor. He says most of his customers are fishermen and rice growers who normally use his service to send and receive money for business purposes and for their children’s school fees among other things. He is convinced that his customers love his business because it is convenient to use and cheaper than other money transfer services.

When asked what challenges he faces in his business, he cites low working capital as the major one. This, he says, is particularly a challenge when he has a lot of people who want to transact with him. However he is hopeful that once he gets a Kiva loan, he will be able to have more money in his business and be able to do more transactions. This will bring him a lot of joy because it will mean never having to ask another customer to wait to be served.

Being the first born in his family, Owen wants to lead as a role model for his younger siblings by succeeding at his business, and earn profits which he can use to send them to school.

In the video, a representative from Mobile Transactions is interviewing Owen.

Loan details

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Loan details