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Tamela is 47 years-old; she lives in a small village with her family. Her brother, Israpil, is a pensioner and her mother is a pensioner as well. The family runs an agricultural business. In particular, they have a plot of land, where tomatoes and corn are grown. Total average monthly income of the family is 600 Lari.

Tamela requested a loan for the family agricultural business. She wants to rent more land and sow more products. With this loan, she will be able to purchase fertilizer and cultivate her own and rented lands. She will hire workers; they will help her to sow more vegetables (potato, haricot, cabbage) and fruits. Thus, she will get more agricultural products. Tamela will sell harvested product in nearby villages. This will increase the income of the family. With the increased amount of profit, she will be able to improve the living conditions of the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Tamela to purchase fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 2, 2012
May 30, 2012
Currency Exchange Loss:
Oct 15, 2012