A loan of $1,650 helped to buy consumer staples and a glass display case.


Roberto Antonio's story

Four months ago, Roberto started up a general store business in his town, taking advantage of his 12 years of experience selling food in the towns. It was this food business that allowed him to save up the money to start up the store he has now. Before, he lived in another neighborhood in the city, but he saw the need to move because of problems in that neighborhood. It took a lot of effort for him to move to a new home, and since he didn't have a credit history he had to resort to the informal lenders, paying a monthly interest rate of 20 percent. Roberto is very well-known in the neighborhood as he is quite charismatic. Thanks to his general store, which is the only one in the neighborhood, he is able to have very good sales. He needs a loan for this business so that he can buy consumer staples that he is out of, and he will also buy a glass display case.

In this way, Roberto hopes to start a credit history that will allow him better access in the future to financial entities. Also, he will be able to keep his business well-stocked. His main wish is to have a mini-market, given the potential with the customers that are in his neighborhood. In this way he could generate more income for his family and also generate jobs for those in greatest need.

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Translated from Spanish by Kiva volunteer Lisa Grobar



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