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Rose is a 42-year-old married woman with five children between the ages of 12 and 22. Three of the children are in school. She also looks after a dependent who is a double orphan.

Rose is a typical farmer who grows beans, millet and tends a banana plantation for subsistance and sells the surplus. In addition to farming, Rose processes local brew manually and sells it to supplement her meagre resources.

She wants UGX 1,000,000 to buy shutters for her incomplete residential house. She says it's hard to save a lump sum of money to buy them, and that's why she opted for a loan so that she can shutter her house and then pay back in small installments.

Her major challenge is that she has to share her small income between loan repayment with the other family demands like school fees. Rose is very hard-working and honest.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 120
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rose to buy shutters for her incomplete residential house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 16, 2012
May 29, 2012
Currency Exchange Loss:
May 19, 2013