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Nurgul is 36 years old, married, and she is raising four children. In 2011, in search of an additional source of income for her family, she started her own business selling food products.

Through persistence and hard work, Nurgul was able to develop her business and she now makes a monthly income of 15,000 som (KGS).

Her inventory is currently limited, and this is why she has turned to "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS).

She plans to use part of her profits from this loan to buy materials to repair her home, and part for business development.
View original language description ↓
Нургул 36 лет, замужем, воспитывает 4 детей. В 2011 году, в поисках дополнительного источника дохода для своей семьи, Нургул начала свой бизнес в торговле продуктами питания. Благодаря настойчивости и упорному труду, Нургул сумела развить свой бизнес с ежемесячным доходом в 15,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Нургул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS). Доходы от кредита Нургул планирует частично вложить в закуп стройматериалов для ремонта дома, и часть – в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,125 helped Nurgul to expand her range of food products.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 30, 2012
Jun 4, 2012
Currency Exchange Loss:
Jul 4, 2012