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She's single and has two children, all of which attend school. She lives with her family in a house she owns and does not support anyone else.
She works as a chambermaid. With the present loan she intends to pay for labor costs and purchase construction supplies (cement, sand, mosaic, etc.) in order to continue building her house.
In the future she plans to finish building her home and to start a business so that she can increase her monthly income. For that reason she pledges to repay the loan as scheduled in order to request more loans from Hluvuku.
Her challenge is to finish building and furnishing her house.
View original language description ↓
Solteira e mãe de 2 filhos todos frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É camareira, com o presente empréstimo pretende comprar material de construção (cimento, areia, mosaico, e outros) para dar continuidade a obra da sua casa e pagar a mão-de-obra.
No futuro pretende concluir a sua casa e iniciar um negócio para aumentar a sua renda mensal, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é concluir a sua casa e mobilar.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 6
    View loans »
    Mozambique Loans Fundraising
  • $3,043,150
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Palmira to purchase construction supplies (cement, sand, mosaic, etc.) in order to continue building her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 15, 2012
Jun 3, 2012
Currency Exchange Loss:
Jun 19, 2013