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Ernesto is married and has four children who go to school. He lives in his own house with his family and does not support anyone else.
He is a policeman and with this loan he intends to buy construction material (cement, windows, paint etc.) to continue the building work on his house.
In the future he wants to finish the work on his house so that his family will be more comfortable there. For this he promises to repay this loan so that he can ask for more loans in future. The challenge is to buy a car so that he can get to work more easily.
View original language description ↓
Casado e pai de 4 filhos que frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É polícia, com o presente empréstimo pretende comprar material de construção (cimento, aros, vidros, ferro, tinta, e outros) para dar continuidade a obra da sua casa.
No futuro pretende concluir a sua casa para melhor confortar a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é adquirir uma viatura para facilitar o transporte de casa ao serviço.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $2,931,625
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Ernesto to buy construction material (cement, windows, paint etc) to continue building work on his house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 22, 2012
Jun 2, 2012
Currency Exchange Loss:
Aug 17, 2013