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Albertina is a single mother of three children who go to school. She lives in her own home with her family and also supports two grandchildren who live with her. She owns her own business. Her current loan will be used to buy construction materials (iron, metal sheets, shelves, steps, etc.) to continue work on her home.

In the future, she hopes to build a retail establishment ot sell food products, for which she promises to make her payments on time so she can request more loans from Hluvuku.

He challenge is to acquire land to do agricultural work as a way to improve her family's diet and increase their income.
View original language description ↓
Solteira e mãe de 3 filhos que frequentam Escola, vive na casa própria com a sua família e sustenta 2 netos que vivem com ela.
Comerciante e dona do seu próprio negócio, com o presente empréstimo pretende comprar material de construção (ferro, chapas de zinco, cantoneiras, estribos e outros) para dar continuidade com a obra da sua casa.
No futuro pretende construir um estabelecimento comercial para venda de produtos alimentares, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é adquirir um terreno para realizar actividade Agrícola, como forma de melhorar a dieta alimentar e subir a renda familiar.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $2,937,000
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Albertina to buy construction materials (iron, zinc sheets, shelves, steps, etc).
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 22, 2012
Jun 2, 2012
Currency Exchange Loss:
Oct 17, 2013