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Kelsin is 49 years old, married, and she takes care of her family and her ill mother. As a main income for her family, Kelsin has been engaged in field crop cultivation cine 2002, after having started this business with a sum of 45,000 som (KGS). Currently Kelsin's farm has 1.80 hectares of land, where she grows beans and beetroot.

With an aim to further develop her business, Kelsin turned to the organization "Bai Tushum & Partners" for a loan in the amount of 45,000 som (KGS) for the purchase of mineral fertilizers and seeds. Kelsin plans to invest the income from the loan in further expanding her business.
View original language description ↓
Келсин 49 лет, замужем, заботится о своей семье и больной матери. Келсин в качестве основного источника дохода для своей семьи, с 2002 года занимается полеводством, начав этот бизнес с суммы 45,000 сом (KGS). На сегодня в хозяйстве Келсин имеется 1,80 га земли, где она выращивает фасоль и свеклу.
В целях дальнейшего развития своего бизнеса, Келсин обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 45,000 сом (KGS) на покупку минеральных удобрений и семян. Доходы от кредита Келсин планирует вложить в дальнейшее увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 37
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,538,475
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Kelsin to purchase fertilizers and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2012
Jun 3, 2012
Currency Exchange Loss:
Nov 22, 2012