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Benkadi  2 Group
In this Group: Chata , Oumou, Mariame , Fanta , Sanata, Hawa , Djeneba Bakari , Kadia Daou, Djeneba Oumar , Mariame *
* not pictured
Members of the Benkadi 2 group are married women who on average are 39 years old with six children, all living in traditional families in Djollo Kagoua, one of the villages of San, fourth administrative region of Mali.

They work with the Soro Yiriwaso microfinance institution to help carry out their agricultural activities during the rainy season. They are on their fifth loan with the institution, and past loans have been fully repaid.

Hawa grows corn, and is the second person standing in the middle of the photo. With her loan, she intends to buy inputs, small farming tools and seeds, and pay for plowing to cultivate 1.5 hectare (approximately 3.7 acres).

After harvest, the crop is sold at village level and at the San market, to both men and women customers.

She expects to make an average profit of 220,000 FCFA by the end of the growing season. The profits will enable her to pay off her loan and also to help her husband with daily expenses.
View original language description ↓
Les membres du groupe Benkadi 2 sont des femmes mariées ayant une moyenne d’âge de 39 ans, 6 enfants et vivant toutes dans des familles traditionnelles à Djollo Kagoua, un des villages de San, 4ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est : le maïs avec HAWA, 2 eme debout au milieu sur la photo.
Avec son prêt, elle compte acheter des intrants, des matériels agricoles, des semences et payer les frais de labour pour entretenir : 1,5 hectare.
La production sera vendue au niveau du village et au marché de San, après la récolte, à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 220.000FCFA en fin de campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 53
    View loans »
    Mali Loans Fundraising
  • $12,694,675
    Funds lent in using Kiva
  • 523.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi 2 Group's $975 loan helped a member pay for plowing, and buy agricultural inputs, small farming tools, and seeds.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 14, 2012
Jul 1, 2012
Currency Exchange Loss:
Apr 17, 2013